{"id":11092,"date":"2026-06-03T00:03:47","date_gmt":"2026-06-03T07:03:47","guid":{"rendered":"https:\/\/www.numinix.com\/blog\/?p=11092"},"modified":"2026-06-03T00:10:35","modified_gmt":"2026-06-03T07:10:35","slug":"magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push","status":"publish","type":"post","link":"https:\/\/www.numinix.com\/blog\/magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push\/","title":{"rendered":"Magento PHP 8.4 Upgrade Readiness: What Adobe Commerce Stores Need to Audit Before the Next Performance Push"},"content":{"rendered":"<div style=\"background: #F5F7FB; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 22px 0;\">\n<p style=\"margin: 0; font-size: 14px; line-height: 1.6; color: #6b7280;\">\n<\/div>\n<p style=\"margin: 0 0 14px 0;\">PocketCard is the licensed agent of major credit card companies in Poland for distributing tokens.<\/p>\n<div style=\"background: #E6FAFD; border-left: 5px solid #0FBAD7; border-radius: 12px; padding: 16px 18px; margin: 0 0 22px 0;\">\n<p style=\"margin: 0 0 10px 0; font-weight: bold;\">Tokens meet PCI DSS standards because of the following functionalities:<\/p>\n<ul style=\"margin: 0; padding-left: 22px;\">\n<li style=\"margin: 0 0 8px 0;\">Card number substitution with a generated token to remove tile data;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Payment data transmission encryption between the merchant&#8217;s system and PocketCard;<\/li>\n<li style=\"margin: 0;\">Permanent unmatched PCI DSS compliance.<\/li>\n<\/ul>\n<\/div>\n<p style=\"margin: 0 0 14px 0;\">Our solution does not allow merchants to access consumer wallet data, making it impossible to steal card information. This significantly enhances the security of online transactions and lowers the likelihood of fraudulent activities while ensuring merchants&#8217; operations meet industry safety standards.<\/p>\n<div style=\"background: #ffffff; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 24px 0;\">\n<p style=\"margin: 0;\">For stores that need secure checkout enhancements, our <a style=\"color: #0fbad7; text-decoration: none;\" href=\"https:\/\/www.numinix.com\/magento-2-one-step-checkout-2012\">Magento 2 One Step Checkout<\/a> can streamline the payment flow while keeping the experience simple for shoppers.<\/p>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7196 size-full\" src=\"https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway.jpg\" alt=\"Payment Gateway\" width=\"1920\" height=\"1080\" srcset=\"https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway.jpg 1920w, https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway-300x169.jpg 300w, https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway-1024x576.jpg 1024w, https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway-768x432.jpg 768w, https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway-1536x864.jpg 1536w, https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2025\/06\/Payment-Gateway-624x351.jpg 624w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"#\" data-href=\"https:\/\/www.numinix.com\/blog\/magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push\/#Main_functionality_of_our_tokenization\" >Main functionality of our tokenization<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/www.numinix.com\/blog\/magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push\/#Why_choose_PocketCard_for_PCI_DSS_compliance\" >Why choose PocketCard for PCI DSS compliance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/www.numinix.com\/blog\/magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push\/#Payment_data_encryption_and_tokenization\" >Payment data encryption and tokenization<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/www.numinix.com\/blog\/magento-php-8-4-upgrade-readiness-what-adobe-commerce-stores-need-to-audit-before-the-next-performance-push\/#PocketCard_services_integration_with_Magento\" >PocketCard services integration with Magento<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"margin: 34px 0 12px 0; font-size: 30px; line-height: 1.25; font-weight: bold; color: #0f172a; background: #F5F7FB; padding: 14px 18px; border-radius: 12px; border: 1px solid #E5E7EB;\"><span class=\"ez-toc-section\" id=\"Main_functionality_of_our_tokenization\"><\/span>Main functionality of our tokenization<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: #ffffff; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 24px 0;\">\n<ul style=\"margin: 0; padding-left: 22px;\">\n<li style=\"margin: 0 0 8px 0;\">Collect sensitive payment data and transmit it securely to the processing center;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Store tokens while eliminating sensitive data to reduce PCI DSS requirements;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Establish token registration for reliable mapping with original card numbers;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Verify with cardholder data during transactions to detect and prevent fraud;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Reconvert tokens to card numbers while maintaining PCI DSS compliance;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Safely conduct purchase and refund transactions excluding cardholder data;<\/li>\n<li style=\"margin: 0;\"><strong>Integration<\/strong> with Magento using the ready-made plugin;<\/li>\n<\/ul>\n<\/div>\n<h2 style=\"margin: 34px 0 12px 0; font-size: 30px; line-height: 1.25; font-weight: bold; color: #0f172a; background: #F5F7FB; padding: 14px 18px; border-radius: 12px; border: 1px solid #E5E7EB;\"><span class=\"ez-toc-section\" id=\"Why_choose_PocketCard_for_PCI_DSS_compliance\"><\/span>Why choose PocketCard for PCI DSS compliance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: #ffffff; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 24px 0;\">\n<ul style=\"margin: 0; padding-left: 22px;\">\n<li style=\"margin: 0 0 8px 0;\">Rapid and secure implementation;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Enhanced transaction security reducing fraud risk;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Full PCI DSS compliance maintenance;<\/li>\n<li style=\"margin: 0 0 8px 0;\">Improved data security in the sales process;<\/li>\n<li style=\"margin: 0;\">Reliable payment system integration.<\/li>\n<\/ul>\n<\/div>\n<h2 style=\"margin: 34px 0 12px 0; font-size: 30px; line-height: 1.25; font-weight: bold; color: #0f172a; background: #F5F7FB; padding: 14px 18px; border-radius: 12px; border: 1px solid #E5E7EB;\"><span class=\"ez-toc-section\" id=\"Payment_data_encryption_and_tokenization\"><\/span>Payment data encryption and tokenization<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: #ffffff; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 24px 0;\">\n<p style=\"margin: 0 0 14px 0;\">Tokenization in the PocketCard system tokenizes payment card data in the merchant&#8217;s store by replacing sensitive card information with unique tokens.<\/p>\n<p style=\"margin: 0 0 14px 0;\">This process significantly enhances transaction security by removing sensitive data from the merchant&#8217;s system and securely transmitting encrypted payment information between the merchant and the PocketCard platform.<\/p>\n<p style=\"margin: 0 0 14px 0;\">As a result of tokenization, the merchant receives tokens instead of the original card numbers. This reduces PCI DSS scope, lower compliance costs, and minimize data breach risks. Tokens can only be mapped to original card numbers within the secure PocketCard system, making stolen tokens useless for unauthorized transactions.<\/p>\n<p style=\"margin: 0;\">Maintaining PCI DSS compliance through tokenization, PocketCard ensures that payment processing adheres to industry standards, securing transaction processes and mitigating fraud risks for the merchant.<\/p>\n<\/div>\n<h2 style=\"margin: 34px 0 12px 0; font-size: 30px; line-height: 1.25; font-weight: bold; color: #0f172a; background: #F5F7FB; padding: 14px 18px; border-radius: 12px; border: 1px solid #E5E7EB;\"><span class=\"ez-toc-section\" id=\"PocketCard_services_integration_with_Magento\"><\/span>PocketCard services integration with Magento<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: #ffffff; border: 1px solid #E5E7EB; border-radius: 14px; padding: 18px 20px; margin: 0 0 24px 0;\">\n<p style=\"margin: 0 0 14px 0;\">We offer an out-of-the-box integration with the Magento platform using a dedicated plugin. This provides a streamlined setup that already incorporates compliance solutions.<\/p>\n<p style=\"margin: 0 0 14px 0;\">Our custom plugin for Magento includes client and server components responsible for shaping communication, transmitting data to the PocketCard system, and processing responses.<\/p>\n<p style=\"margin: 0 0 14px 0;\">Leveraging this integration, merchants benefit from a secure sales platform with tokenization capabilities that guarantees readiness for PCI DSS audits.<\/p>\n<p style=\"margin: 0 0 14px 0;\">Merchants looking to improve Magento performance around checkout can also review our <a style=\"color: #0fbad7; text-decoration: none;\" href=\"https:\/\/www.numinix.com\/magento-2-seo-extension-2013\">Magento 2 SEO Extension<\/a> for broader store visibility and optimization support.<\/p>\n<p style=\"margin: 0;\">We are open for collaboration with other platforms. If you don\u2019t find an integration for yours, reach out to us and we will provide you a dedicated gateway.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>PocketCard provides Magento merchants with secure payment tokenization and encryption to reduce PCI DSS scope, protect cardholder data, and strengthen checkout security. Its ready-made Magento integration helps stores improve compliance, lower fraud risk, and streamline payment processing.<\/p>\n","protected":false},"author":272,"featured_media":8851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2658],"tags":[2525,2921,2022,965,633,2920,2923,1855,2919,2918,2922],"class_list":["post-11092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-commerce-security","tag-adobe-commerce","tag-card-data-encryption","tag-ecommerce-security","tag-fraud-prevention","tag-magento","tag-magento-integration","tag-payment-gateway","tag-payment-security","tag-payment-tokenization","tag-pci-dss-compliance","tag-secure-checkout"],"modified_by":"Bernadette Galang","jetpack_featured_media_url":"https:\/\/www.numinix.com\/wordpress\/wp-content\/uploads\/2026\/01\/mobile-commerce-payment.jpg","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/posts\/11092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/users\/272"}],"replies":[{"embeddable":true,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/comments?post=11092"}],"version-history":[{"count":0,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/posts\/11092\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/media\/8851"}],"wp:attachment":[{"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/media?parent=11092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/categories?post=11092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.numinix.com\/blog\/wp-json\/wp\/v2\/tags?post=11092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}