This module allows store owners to offer shipping insurance for any shipping module and provides three methods for calculating the insurance fee. The insurance fee can either constitute a percentage of the order total or a fixed amount per X amount of the order total. The module also creates table rates for each zone defined in your Zen Cart store so you can specify varying insurance fees for shipping modules like USPS, etc. The table rate gives you the ability to offer free insurance for orders under a certain amount or make the insurance required for orders over a set amount.
The only drawback with the table rate is that the insurance rates returned are dependent on how many entries you made. It is a good idea to set insurance rates slightly above the highest order a customer would ever make to ensure that all orders are covered.
Unlike the original script, all of the modifications are done from the admin, including rate changes when a shipping company alters the insurance fees. Also, the script now displays the insurance amount on the checkout page in additions to the checkout confirmation page, allowing your customers to know exactly how much they will be charged before proceeding to the next screen.